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Start saving and investing with just your spare change. Paid non-client endorsement. Compensation provides an incentive for the promoter to positively endorse Acorns, material may be biased. Additional important disclosures at http://acorns.com/rober3. Investing involves risk including the loss of principal. This information is for illustrative purposes only and shows hypothetical projections that assume an 8% fixed annual rate of return and a $195 ($6.50 x 30 days) monthly contribution over an 18 year time period, exclusive of fees. 8% annual return was selected as an arbitrary figure to show the potential impact of long-term investing and compound returns. The illustration is not intended to predict the investment performance of any security or index. Such results do not represent the performance of any Acorns portfolio and do not take into consideration economic or market factors which can impact performance. Actual clients will achieve investment results materially different from those portrayed. Early, is a UTMA/UGMA investment account managed by an adult custodian until the minor beneficiary comes of age, at which point they assume control of the account. Money in a custodial account is the property of the minor. UTMA/UGMA accounts may be less advantageous than plans that are solely intended for education expenses, consult your tax advisor to address your particular situation. Average cost of college based on tuition and fees only, as of 2022 data provided by educationdata.org. Please consider your investment objectives, risks, charges and expenses carefully before investing. Investment advisory services provided by Acorns Advisers, LLC SEC Registered Investment Adviser. Brokerage services provided to Acorns Advisers, LLC by Acorns Securities, LLC. Member FINRA/SIPC.